SIP Calculator

Understanding Systematic Investment Plans (SIP)

A Systematic Investment Plan (SIP) is an investment strategy that allows you to invest a fixed amount regularly in mutual funds. SIPs help investors participate in the stock market without timing it, leveraging the power of compounding to build wealth over time.

How SIP Works

SIP works on the principle of regular investing. Here's how it benefits investors:

• Rupee Cost Averaging: Buying more units when prices are low and fewer when prices are high
• Power of Compounding: Earnings generate their own earnings over time
• Disciplined Investing: Encourages regular saving and investing habits
• Flexibility: Start with small amounts and increase gradually
• Convenience: Automatic deductions from your bank account

Benefits of SIP Investing

1. Affordability: Start investing with as little as ₹500 per month
2. Financial Discipline: Regular investments cultivate saving habits
3. Compounding Advantage: Longer investment horizons maximize returns
4. Market Timing Elimination: Reduces the risk of investing at the wrong time
5. Flexibility: Increase, decrease, pause or stop SIPs anytime
6. Goal-Based Investing: Align investments with financial objectives

How to Use Our SIP Calculator

Our SIP calculator helps you project the potential returns on your investments:

• Monthly Investment: Enter the amount you plan to invest each month
• Expected Return Rate: Provide the anticipated annual return percentage
• Investment Duration: Specify the number of years you plan to invest
• Calculate: See your projected returns and wealth accumulation

The calculator shows you the total amount invested, estimated returns, and the final maturity amount. It also displays a visual chart to help you understand how your investment grows over time.