Discover the power of compounding and see how your investments can grow over time
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See how regular savings can grow with compounding interest
Plan long-term investments for financial goals
Project your retirement corpus with compound growth
Compound interest is often called the "eighth wonder of the world" because it allows money to grow exponentially over time. Unlike simple interest, which is calculated only on the principal amount, compound interest is calculated on the principal plus any accumulated interest.
The compound interest formula is:
A = P(1 + r/n)nt
Where:
A = Future value
P = Principal amount
r = Annual interest rate (decimal)
n = Number of compounding periods per year
t = Time in years
Investing ₹10,000/month at age 25 at 8% return would grow to ₹3.5 crore by age 60
Adding ₹5,000 monthly to investments can double your corpus compared to one-time investment
Monthly compounding yields higher returns than annual compounding at same interest rate
While simple interest grows linearly, compound interest grows exponentially. For long-term investments, compound interest can generate significantly higher returns. For example, a ₹1 lakh investment at 10% for 20 years would yield:
Precise calculations based on standard financial formulas
See your investment growth with interactive charts
Detailed yearly summary of your investment growth